FTC Disclaimer

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The following describes the Federal Trade Commission Compliance for my website.

As a professional and ethical consultant, I make every effort at candor regarding any products or services I use, recommend, or otherwise make mention of on my website. I strive to clearly differentiate between my own products or services versus those of third parties, to facilitate inquiries, support, and customer care. I may profit from the sale of my own products or services, and I take no commission or finders’ fees from the sale of others’ products or services on my website or during client engagements.

Additionally, I embrace the guidelines and requirements of the United States Federal Trade Commission (FTC) for the benefit of all, and with that in mind provide the above disclosures regarding the fact that I take no split fees, or rewards for my product or service mentions like many other businesses do.

You can rest assured that there is no material connection and that I do not accept or receive compensation in money or otherwise for any products or services you purchase as a result of visiting my website, and also that I do not monetize my site if you click any link.  This applies to any mention I may make of any supplier, healthcare provider, clinic, hospital, software or other consultant’s product or service, worldwide.  I charge professional services fees for my professional services to some of the firms, suppliers and others that I may mention, but my fees are in no way tied to any mention, link, steered volume, success, or other compensation tied to such mention.

You should assume that I am well-compensated for the professional consulting and contracted services I provide, and books and software products I sell on my website that are the product of my intellectual property. This site uses no affiliate links and accepts no offers to affiliate with those who offer such links. I do not engage as a value-added reseller of any product.


Testimonials regarding the outcome or performance of using any product or service are provided to embellish your understanding of the offering. While great effort is made to ensure that they are factually honest, I am not liable for errors and omissions. The best results are not uncommonly correlated with the best efforts, discipline, diligence, and so on, and thus the results depicted cannot, in any way, be construed as common, typical, expected, normal, or associated with the average user’s experience with any given product or service. Exceptional results may be depicted by my website as highlights, but you are responsible for understanding that atypical outcomes may not reflect your experience. Aside from market conditions, products and services change over time. Older products may lose effectiveness. Newer products may not have a reliable track record. Brands sometimes experience lapses caused by system outtages, staffers’ actions, and management directives.

Success Rates

Where products or services might pertain to earning revenue, the same safeguards about use of testimonials apply. Additionally, note that any related income figures are highly specific to the individual or entity that produced those results, and there can be no assurance that you will be able to leverage the same, or similar, products or services to achieve comparable results. The results, though real, may be the result of the conflation of a number of favorable circumstances that would be difficult to replicate and the differentiation I teach my clients to develop and maximize, and so you must proceed with the knowledge that your outcome can differ from any shared on my website.

Professional Consultation

Many products and services I offer are designed to solve problems and provide training. I am in no way purporting to counsel you on issues related law, finances, or health. If you require guidance in these arenas, you should consider securing your own counsel from lawyers, accountants, tax professionals, investment advisors, or medical professionals before taking any action. Nothing I may ever communicate on my website, in print or spoken word, will ever be intended to constitute any such counsel, as I do not claim to be a professional in any of those disciplines. You assume all risk for actions taken, losses incurred, damages sustained, or other issues stemming from your use of any product or service in any way connected with or mentioned on this website. Indeed, such decision is solely your own, or else determined in conjunction with the professional guidance of the advisor of your choosing and your unique circumstances.

Use Of My Products & Services

The following are facts you should be advised of if you intend to take advantage of any products or services:

The price paid for products and services I offer change over time. Prices of staples and basic commodities change, as well as travel, accommodation, and the licenses and fees I pay for to operate my business. There are many factors such as supply and demand, sales and other customer acquisition incentives, and more that are involved. Price, and value, can be quite relative. Technology, innovations, product improvements, market penetration, and numerous other factors all weigh in. It is impossible to define the “right” price for any product and service. Willing buyers and willing sellers determine price at any given time. You accept the fact that your purchase reflects your own attribution of value at the time of purchase, and that the price may increase or decrease in the future.  In some cases, our contract may govern the length of time a price is valid and stable. As such, I take the risk if costs and overheads rise during that time frame.

The outcome you experience is dependent upon many factors. Aptitude and attitude go a long way towards success with products and services in virtually any niche.  Circumstances, experience, innate abilities, personality, education, time commitments, and perseverance are just a few factors. Given the breadth and depth of interrelated variables, there is no way to reasonably predict your specific outcome with any degree of reliability or certainty.

Income-Producing Products & Services

Income-producing services I may provide or recommend are likewise subject to the above cautions. In addition, however, there are additional factors I like to point out on my website. Income-producing methods are influenced by the overall health of the economy in which one operates. In times of liquidity, money flows freely and commerce is easier. In times of perceived scarcity, fear, recession, depression, or otherwise, commerce is stymied. Results can be influenced by market sentiment, just as the stock market indices around the world are swayed heavily on news.

Income-producing services purchased from me should be viewed as just that – purchases. Though they can be investments in one’s business, it is not unreasonable to expect that there may not be an express return on that investment, per se. Often, business success is the convergence of a number of factors, methods, strategies, and so on. It can be hard to peg success to one method or procedure. This does not necessarily undermine value of any given product or service, as it can have an additive effect. Or, it may have no effect. Since it can be difficult to tell, you should operate on the assumption that your outcome could be zero. I make no guarantees and you should only risk what you can afford to lose on any purchases on or through my website or from my consultancy.

Earning & Income

In light of all of the factors above, impinging on the very nature of income-producing services, there is no way to guarantee results of any kind whatsoever. Accordingly, I affirmatively declare that I make no guarantees as to your earnings & income of any kind, at any time.

As with any business endeavor or investment, past performance is no guarantee or predictor of future performance. Any testimonials or other representations of results are for illustrative purposes only and, though every effort is made to ensure they’re factually honest, they are not intended to imply or insinuate what is likely to happen with you. Your reliance on them as such is not advised.

It should be noted that “earnings & income” is so phrased with specific intent. While income may typify the earnings most either seek or are accustomed to, earnings can come in non-monetary forms. These include some forms that are abstract or intangible, and thus not even readily converted to currency or a common medium of exchange. Thus, note that all manner of compensation, including earnings of a non-income yet nevertheless beneficial form, are covered by these provisions.

No Third Parties

It should also be noted that we only have control over, and thus only accept responsibility for, the content on this website authored by me or my contractors or subordinates. Any representations made by others outside my firm should be considered prima facie unauthorized. You may also read, hear, or otherwise come into contact with commentary about any of mt books, software products & services or offerings, and should assume those have likewise not been authorized.

While information, in any form, can arise, at any time, regarding my products & services, I may authorize my products & services to be marketed through other individuals, businesses, websites, and other collaborating consultants.  If someone offers to act as an agent to book me as a speaker, or hire me as a consultant, please verify with me that the relationship is authorized.  There have been many opportunists who have convincingly sold my products or services only to find that I do not honor the transaction and declare it null and void. If you incur a loss as a result of this deceptive practice, I affirmatively declare that I am not responsible for any such loss.

I cannot fully control all marketing practices by all parties. With the use of “mirror” sites, indirect or unauthorized affiliates, “tiered” affiliate structures, and so on, policing the world wide web with any modicum of thoroughness is unlikely. You are always free to report concerns or abuses via my Contact page.

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