Maria Todd helps employers and labor union health plan administrators save money on healthcare costs with unbiased, unchained, unconventional options your TPA and ASO may not offer.
A former OR Nurse and experienced healthcare administrator and managed care expert,
Maria Todd helps employers save money on annual employee healthcare expenditures.
Guidance, tips and actionable insights to help benefits managers reduce their annual benefit spend while designing high-satisfaction benefit packages for employees.
Health care represents the biggest percentage of benefit spend. Let's discuss the ways your company can reduce overall costs without changing brokers, agents, TPAs or ASOs or local healthcare providers unless there's no other way to lower your healthcare spend.
Unbiased. Unchained. Unconventional.
I recently met Dr. Maria Todd to learn more about possible medical travel ideas for my workplace. I was extremely impressed with the level of knowledge Dr. Todd has, not only on medical travel, but on the entire issue of healthcare in the United States and literally worldwide. I learned more from Dr. Todd in our few hours together than I had n years. I highly recommend reaching out to Dr. Todd if you need information on the many aspects of healthcare delivery and coverage.
I want to share how much we appreciate the pharmacy discount program recommended by Maria Todd. Our employees love the savings, we meet our fiduciary duty to save trust dollars, and all for an investment of a penny per card. Last month, our employees saved an average of 46.17% on prescription medications purchased conveniently at local pharmacies, after PBM discounts. The average savings per prescription was $27.93. We spent less than $10 just once to implement the program she recommended! Why our agent, broker or TPA didn't recommend this still baffles us.
Domestic Medical Travel Pilot Program
Explore the possibilities
Which Cost Containment Solutions Will Work for Your Company?
There are many creative ways to contain and reign in employee, dependent and retiree healthcare expenses. Some agents and brokers will tell you about the solutions they sell and little else. Is that the end of the list of options? Not hardly -- unless you allow it! Unlike brokers, agents, TPAs and insurers, I'm unchained, unbiased and free to suggest and recommend research into other options that can be bolted on to your existing benefit schema without disrupting your existing relationships. That's actually quite rare in the employee benefits word. The reason is simple: I don't come with a plan to sell you on any substitute or product. I "have no dog in the race."
I bring no pre-concieved notions about what will work until I asses your population demographics, your local and regional healthcare supplier options, past and projected utilization data, how they've used their existing benefit menu to date. My recommendations are data driven, not emotional or commercial. I don't sell leased networks or TPA services. I don't "sell" medical tourism surgeries or promote particular hospitals as their agency. It would be my pleasure to introduce you a short list of hospital executives you'd like to approach anywhere in the USA or abroad. Count of me for guidance through the development of a custom-designed pilot program and help you negotiate with hospital execs at any health delivery outlet.
You'll benefit from lower expenses and better direct relationships with your trading partners because I know their pain points, what they'll respond favorably to and the data they want to see from you.
Start with the simple assessment and a meeting to sit side-by-side and review your options
Let's take a look at your existing benefits, your numbers, your data, and give you a chance to explain what you've tried so far and what you think you'd like to try to improve or change. If any of the above programs are right for you, I'll show you how to execute on your plan even if your broker, agent, or TPA won't or can't help you take the next steps. There's never any pressure because I am not there to sell you anything by any deadline to make sales goals.